Your Healthcare Made Simple

Now Your Family/Individual Has A Big

Family/Individual Advantage, Provide Your Employees with FREE 24/7/365 Care.

 

Great Healthcare is one of the best ways keep and attract the best workers. Contribute one fixed price plan per employee and give them peace-of-mind they deserve at a price that everyone can afford!

SIERRA PLAN

Connected Care

Connected Care – Non Emergent Telehealth 24/7
$0 Copay
Connected Virtual Urgent Care - 24/7 Unlimited Visits
$0 Copay
Mental Health AI Chatbot - 24/7 Unlimited Access
$0 Copay
Behavioral Health Telehealth Consultations (3 visits per calendar year)
$0 Copay

Deductible & Coverage Maximums

Deductible
(per plan year)
$2,500
Coinsurance
20%
Coinsurance Out-of-Pocket Maximum
(per plan year)
$2,500
Total Out-of-Pocket Maximum
(per plan year)
$5,000
Lifetime Coverage Maximum
$1,000,000

Outpatient Services

Networks
PHCS Practitioner and Ancillary Only PNOA Network
Preventive Services (waiting period applies)
Max coverage for mammograms is $1,000 and colonoscopies is $2,500. Waiting period of 1 month on all preventive care except colonoscopies which are subject to a 6 month waiting period.
In-Network: $0 copay1 then covered at 100%
Out-of-Network: $100 copay1 then covered at 100%
Deductible does not apply
PCP Visits
(5 visits per plan year combined with specialist)
$50 copay1 then 20% coinsurance
After 5 visits deductible must be met before services are covered
Specialist Visits
(5 visits per plan year combined with PCP)
$75 copay1 then 20% coinsurance
After 5 visits deductible must be met before services are covered
Urgent Care
$150 copay1 plus 20% coinsurance

Facility/Inpatient Services*

In / Outpatient Surgery
Hospital / Facility Services
Deductible then 20% coinsurance plus amounts exceeding the Reasonable and Allowed Amounts and/or the plan maximum
*Pre-Existing Condition limitations apply during initial 36-months of Plan.
Emergency Room
Additional $1,500 copay applies (waived if admitted)
Ambulance
Additional $1,500 copay applies

Maternity

Maternity coverage is subject to a $5,000 deductible, separate from plan deductible, for a normal delivery plus 20% coinsurance. Must have an expected due date for delivery at least 300 days after your plan effective date for bills to be covered.

Prescription Coverage

LEVEL 1
Medications under $50 for 30 Day Supply
$10 copay
LEVEL 2
Medications costing $50 - $149 for 30 Day Supply
$20 copay or 20% copay
LEVEL 3
Medications costing $150 - $400 for 30 Day Supply
40% copay (1 Fill Only)

High-Cost Medications

Members needing access to maintenance and specialty medications costing over $150 per month work with an advocate after registering online. Advocates access these medications using our proprietary program.

Additional Services

Chiropractic
6 month waiting period applies
$50 Copay (max 10 visits per plan year)
Outpatient Therapy – Physical, Speech, and Occupational
6 month waiting period applies
$75 Copay
(max 10 visits per plan year combined)
Mental Health/Substance Abuse Treatment
6 month waiting period applies
Subject to plan deductible and coinsurance
$10,000 Annual Max for each
Mental Health Therapy (In-Person Visits)
6 month waiting period applies
$75 Copay (max 10 visits per plan year)
Diagnostics: Basic Labs & X-rays not performed in office (Any labs performed in the office will be included in the office visit copay)
$50 Copay, then 20% Coinsurance
Diagnostics: Minor (Ultrasounds, Bone Density, Echography, etc.)
$100 Copay, then 20% Coinsurance
Diagnostics: Major (MRI, CT, PET, Nuclear Medicine, etc.)
$400 Copay, Deductible, then 20% Coinsurance

Competitive recruitment. Increase retention. Lower healthcare spend. Better care.

Recruit Quality Employees

Looking for a competitive advantage in recruitment? With Redirect Health, you can continue to offer healthcare to potential employees which helps attract the very best talent. A prime recruiting tool in place at a fraction of the cost.

Retain Your Best People

Healthcare is important to your employees. Increase satisfaction and improve retention by providing your team with a FREE healthcare option.

Cap Out-of-Pocket Costs

Protect your employees from outrageous medical bills. Give them peace of mind knowing their healthcare includes a low deductible and out-of-pocket max.

Plan Features

24/7 Access to a virtual physician from anywhere in the world

Treatment by phone for common conditions

24/7 Behavioral Health Virtual Consultations

Powered by 24 HR Virtual Clinic

Virtual Pediatric Visits*

*For minor pediatric ailments

CONNECTED CARE

Save time and money with immediate access to licensed medical care for you and your family – anytime, anywhere!

24/7 Access to a virtual physician from anywhere in the world.

Treatment by phone for common conditions

24/7 Behavioral Health Virtual Consultations

Powered by 24 HR *For minor pediatric ailments
Virtual Clinic

Virtual Pediatric Visits*

*For minor pediatric ailments

Request Information

    DISCLAIMER: ALL CONTENT, BENEFITS, PREMIUMS, COVERAGES, PLAN ASSUMPTIONS ARE FOR ILLUSTRATIVE PURPOSES ONLY. ALL GROUPS WILL BE REVIEWED, AND APPROPRIATELY QUOTED AFTER REVIEWING ALL REQUESTED CONTENT FROM EACH EMPLOYER/EMPLOYEE. AT THAT TIME ALL COVERAGES, AND ACTUAL PREMIUMS WILL BE PRESENTED.