Your Healthcare Made Simple

Now Your Family/Individual Has A Big

Family/Individual Advantage, Provide Your Employees with FREE 24/7/365 Care.

 

Great Healthcare is one of the best ways keep and attract the best workers. Contribute one fixed price plan per employee and give them peace-of-mind they deserve at a price that everyone can afford!

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SIERRA PLAN

Connected Care

Connected Care – Non Emergent Telehealth 24/7
$0 Copay
Connected Virtual Urgent Care - 24/7 Unlimited Visits
$0 Copay
Mental Health AI Chatbot - 24/7 Unlimited Access
$0 Copay
Behavioral Health Telehealth Consultations (3 visits per calendar year)
$0 Copay

Deductible & Coverage Maximums

Deductible
(per plan year)
$2,500
Coinsurance
20%
Coinsurance Out-of-Pocket Maximum
(per plan year)
$2,500
Total Out-of-Pocket Maximum
(per plan year)
$5,000
Lifetime Coverage Maximum
$1,000,000

Outpatient Services

Networks
PHCS Practitioner and Ancillary Only PNOA Network
Preventive Services (waiting period applies)
Max coverage for mammograms is $1,000 and colonoscopies is $2,500. Waiting period of 1 month on all preventive care except colonoscopies which are subject to a 6 month waiting period.
In-Network: $0 copay1 then covered at 100%
Out-of-Network: $100 copay1 then covered at 100%
Deductible does not apply
PCP Visits
(5 visits per plan year combined with specialist)
$50 copay1 then 20% coinsurance
After 5 visits deductible must be met before services are covered
Specialist Visits
(5 visits per plan year combined with PCP)
$75 copay1 then 20% coinsurance
After 5 visits deductible must be met before services are covered
Urgent Care
$150 copay1 plus 20% coinsurance

Facility/Inpatient Services*

In / Outpatient Surgery
Hospital / Facility Services
Deductible then 20% coinsurance plus amounts exceeding the Reasonable and Allowed Amounts and/or the plan maximum
*Pre-Existing Condition limitations apply during initial 36-months of Plan.
Emergency Room
Additional $1,500 copay applies (waived if admitted)
Ambulance
Additional $1,500 copay applies

Maternity

Maternity coverage is subject to a $5,000 deductible, separate from plan deductible, for a normal delivery plus 20% coinsurance. Must have an expected due date for delivery at least 300 days after your plan effective date for bills to be covered.

Prescription Coverage

LEVEL 1
Medications under $50 for 30 Day Supply
$10 copay
LEVEL 2
Medications costing $50 - $149 for 30 Day Supply
$20 copay or 20% copay
LEVEL 3
Medications costing $150 - $400 for 30 Day Supply
40% copay (1 Fill Only)

High-Cost Medications

Members needing access to maintenance and specialty medications costing over $150 per month work with an advocate after registering online. Advocates access these medications using our proprietary program.

Additional Services

Chiropractic
6 month waiting period applies
$50 Copay (max 10 visits per plan year)
Outpatient Therapy – Physical, Speech, and Occupational
6 month waiting period applies
$75 Copay
(max 10 visits per plan year combined)
Mental Health/Substance Abuse Treatment
6 month waiting period applies
Subject to plan deductible and coinsurance
$10,000 Annual Max for each
Mental Health Therapy (In-Person Visits)
6 month waiting period applies
$75 Copay (max 10 visits per plan year)
Diagnostics: Basic Labs & X-rays not performed in office (Any labs performed in the office will be included in the office visit copay)
$50 Copay, then 20% Coinsurance
Diagnostics: Minor (Ultrasounds, Bone Density, Echography, etc.)
$100 Copay, then 20% Coinsurance
Diagnostics: Major (MRI, CT, PET, Nuclear Medicine, etc.)
$400 Copay, Deductible, then 20% Coinsurance

Competitive recruitment. Increase retention. Lower healthcare spend. Better care.

Recruit Quality Employees

Looking for a competitive advantage in recruitment? With Redirect Health, you can continue to offer healthcare to potential employees which helps attract the very best talent. A prime recruiting tool in place at a fraction of the cost.

Retain Your Best People

Healthcare is important to your employees. Increase satisfaction and improve retention by providing your team with a FREE healthcare option.

Cap Out-of-Pocket Costs

Protect your employees from outrageous medical bills. Give them peace of mind knowing their healthcare includes a low deductible and out-of-pocket max.

Plan Features

24/7 Access to a virtual physician from anywhere in the world

Treatment by phone for common conditions

24/7 Behavioral Health Virtual Consultations

Powered by 24 HR Virtual Clinic

Virtual Pediatric Visits*

*For minor pediatric ailments

CONNECTED CARE

Save time and money with immediate access to licensed medical care for you and your family – anytime, anywhere!

24/7 Access to a virtual physician from anywhere in the world.

Treatment by phone for common conditions

24/7 Behavioral Health Virtual Consultations

Powered by 24 HR *For minor pediatric ailments
Virtual Clinic

Virtual Pediatric Visits*

*For minor pediatric ailments

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    DISCLAIMER: As sovereign Tribal Nations within the United States, the wholly Tribal owned Sovereign Nations Health Consortium, and its wholly owned health insurance company Sovereign Nations Insurance, along with the wholly owned inter-Tribal membership organization, all operate in accordance with federal law and Tribal law. The headquarters and operations of SNHC, SNI, and NARA are on Tribal Reservation land, held in trust by the United States of America for the Tribes, where general state regulatory laws do not apply and are preempted by Tribal laws and Congress’ plenary authority over Indian affairs in addition to U.S. Constitutional bars to state authority over interstate and inter-Tribal commerce. Tribal law governs the operation of SNHC, SNI, and NARA and your consensual contractual relationship with these entities. As wholly owned Tribal entities, SNHC, SNI, and NARA are absolutely immune from suit or claim of any kind, except as claims for coverage prescribed by an Insured in Plan documents.